Terms & Conditions for BakiKhata

Effective Date: 10.04.2026

By using BakiKhata, you agree to the following terms:

1. Use of the App

BakiKhata is a financial record-keeping tool designed for:

• Personal use
• Business ledger tracking

You agree to use the app only for lawful purposes.

2. User Responsibilities

You are responsible for:

• Accuracy of entered data
• Maintaining backup passwords
• Securing your device access

We are not responsible for:

• Data loss due to device issues
• Forgotten backup passwords

3. Account & Authentication

• Login is done via OTP-based mobile authentication
• You are responsible for keeping your phone secure

4. Data Ownership

• All data entered into BakiKhata belongs to you
• We do not claim ownership of your financial data

5. Backup & Restore

• Backup files are encrypted
• Losing your backup password may result in permanent data loss
• You are responsible for managing backups

6. Limitations of Liability

BakiKhata is provided “as is” without warranties.

We are not liable for:

• Financial losses due to incorrect data
• Missed reminders or notifications
• Data loss due to user actions

7. Third-Party Integrations

The app may interact with:

• WhatsApp (for sharing)
• Google Drive (for backup)

We are not responsible for third-party services.

8. Termination

We reserve the right to:

• Suspend or terminate access if misuse is detected

9. Updates & Changes

We may:

• Update app features
• Modify terms anytime

Continued use means acceptance of updated terms.

10. Governing Law

These terms are governed by the laws of India.

11. Contact

📧 Email: [your-email@example.com]